HISTORY OF MISSISSAUGA
At the time of the arrival of the Europeans in the 1600s, both Iroquoi and Algonquian peoples already lived in the Credit River Valley area. One of the First Nations groups the traders found around the River area was called the Mississaugas, a tribe originally from Lake Huron. By 1700 the Mississaugas had driven away the Iroquois.
In 1805, government officials from York, as Toronto was then called, bought 84,000 acres of the Mississauga Tract and in 1806 the area was opened for settlement. The various communities settled include: Clarkson, Cooksville, Dixie, Erindale (called Springfield until 1890), Port Credit, Sheridan, and Summerville. This region eventually became known as the Toronto Township, formed on August 2, 1805.
After the land was surveyed, much of it was given by the Crown in the form of land grants to United Empire Loyalists who emigrated from the US. More than a dozen small communities grew in this area, most of which were located near natural resources, waterways for industry and fishing, and routes leading into York.
In 1873, in light of the continued growth seen in this area, the Toronto Township Council was formed to oversee the affairs of the various villages that were unincorporated at that time. The Council’s responsibilities included road maintenance, the establishment of a police force, and mail delivery service.
In 1820, a second purchase was made and additional settlements were established. This led to the eventual displacement of the Mississauga peoples and, in 1847, they were relocated to a reserve in the Grand River Valley near present-day Hagersville. Except for small villages, most of present-day Mississauga was agricultural land, including fruit growing orchards through much of the 19th and first half of the 20th century. Toronto residents would travel to the township to pick fruits and garden vegetables.
Cottages were constructed along Lake Ontario in the 1920’s as weekend getaway houses for weary city dwellers. Malton Airport opened in 1937, which would later become Canada’s busiest airport, Toronto Pearson International Airport.
The Queen Elizabeth Way highway, one of the first controlled access highways in the world, opened in 1939. The first suburban developments occurred around the same time. Development in general moved north and west from there; large scale developments such as in Meadowvale and Erin Mills sprung up in the 1960s and 70s.
With the exception of Port Credit and Streetsville, the township settlements were amalgamated by a somewhat unpopular provincial decree in 1968 to form the Town of Mississauga. In 1974, both were annexed and Mississauga became a city. That year, the sprawling Square One shopping center opened.
The name “Mississauga” is to many Canadians associated with a major rail disaster that happened on November 10, 1979, when a 106 car freight train carrying explosive and poisonous chemicals was derailed at the intersection of Mavis Road and Dundas in Mississauga.
The resulting fire was allowed to burn itself out, but a ruptured chlorine tank was the main cause for concern. With the possibility of a deadly cloud of chlorine gas spreading through suburban Mississauga, 218,000 people were evacuated. Within a few days Mississauga was practically a ghost town, later when the mess had been cleared and the danger neutralized residents were allowed to return to their homes.
At the time, it was the largest peacetime evacuation in North American history. Due to the speed and efficiency in which it was conducted, many cities later studied and modeled their own emergency plans after Mississauga’s.
TAKEN FROM http://www.mississaugakiosk.com/history.php
If you are looking for a mortgage, refinance your home and consolidate your credit cards or any debt you might have. Also if you would just like some advice regarding your finances. As a former manager of a major finance company I was a top sales person in Ontario in my previous position. I was very successful by giving my clients the best advice and steering them in the right direction to help them with their finance troubles. I am now offering mortgages to complement my real estate services. I have contacts at every financial institution if you may have any preferences in dealing with a particular bank or finance company.
Why Use CENTUM Empire Financial Services Inc.:
When dealing with a bank you are only negotiating with one lender, and only for their limited lineup of products. CENTUM Empire Financial Services Inc. deals with many lenders at a time, providing customers with a much wider selection of financing options from competing lenders in the market. Not every home, homeowner, or real estate deal is the same, and each lender has a different appetite for various types of mortgage loan business. That’s why consumers, realtors and builders rely on CENTUM Empire Financial Services Inc. to shop the lender market and coordinate their best financing alternatives.
We complete a large volume of mortgage loan financing each year with many different financial institutions. Consequently we enjoy special status and receive multiple benefits such as lower interest rates and faster approvals. These benefits are passed on to you.
CENTUM Empire Financial Services Inc. commits:
· To provide reliable, professional and timely mortgage advice;
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On standard, qualified applications there is never a fee charged to arrange a mortgage through CENTUM Empire Financial Services Inc..
In difficult situations where clients don’t meet standard mortgage approval guidelines there may be a fee charged, however our commitment is to quote up front, so that you can decide before we proceed.
Step 6: Prepare your home for sale
Break out the mop and the paintbrush. It’s time to give your home a mini-makeover. Here are all the little things you can do to attract the big offers.
Time to see your home through a buyer’s eyes
Over the years, you’ve grown quite comfortable with your home’s little imperfections; the hole in the screen door, the chipped paint on the baseboards, the mess in the basement. Grab a clipboard, print out a copy of our Home Preparations Checklist and take a tour of your home.
Get rid of the clutter
Your house will feel a lot bigger and more inviting when you get rid of all the non-essential stuff lying around your house. Clear out those closets, remove bulky, unused furniture and rearrange the remaining pieces to make the best use of space. Fight your inner-pack rat at every turn. If you haven’t used something in the past year, toss it, donate it to charity or sell it in a yard sale.
Cleaning is the single most cost effective way to make your home more attractive to buyers. Floors, windows, walls, doors, baseboards… everything! Give extra care and attention to the two most important rooms in a buyer’s mind: bathrooms and kitchens. Once it’s clean, keep it clean! You never know what time or what day your ideal buyer will visit.
Repair as much as you can, within reason
During your “home tour” identify anything that’s broken, half-finished or simply doesn’t work. Fix all the little things like leaky faucets, doors that squeak or don’t close properly, and small cracks in the ceiling.
Some repairs are absolutely vital, like a leaky roof or basement. Nothing kills a sale faster than signs of water damage. If there’s an unsafe electrical problem you must fix this too, for the good of the sale and the buyer’s safety (not to mention your own).
Depersonalize your home
Remember, you want buyers to walk through your house and feel like it’s their home, not yours! People just don’t have good visual imagination. They won’t see past your cluttered wall of family portraits, your collection of curling trophies or your ‘eccentric’ home decor. These things are guaranteed to prevent buyers from emotionally placing themselves in your home. Remove everything that’s too much about you, and ask your REALTOR® for help deciding.
Never underestimate the power of paint
Strong colours on the walls or wild wallpaper make it hard for buyers to imagine their furniture in your house. Consider repainting your home in bright, neutral colours that will enhance a room’s size and look more inviting. Next to cleaning your home, paint is the most cost-effective way to increase your home’s appeal, and attract offers.
Add some beautifying touches
Replacing tattered old curtains with some fresh draperies may make a world of difference. Mirrors on the wall will help rooms feel far bigger. A few new houseplants will add undeniable appeal. Pay special attention to the outside of your home. Trim the trees, weed the garden and consider planting a few new flowers. Your home needs to make a great first impression with some serious “curb appeal”. You don’t need to spend a fortune to make a big difference.
Weighing the cost of improvements vs. the potential return
Don’t get so carried away with prepping your home that you forget why you’re doing this, to get more money! You need to consider two things before making any improvements.
- Will this make my home more desirable to buyers?
- Will this increase the value of my home more than it costs me to do it?
Painting, minor repairs and modest landscaping work are prime examples of improvements that really pay. There are many home improvement shows that focus on people improving their homes for sale. Watch them and learn Your REALTOR® can also offer useful tips and advice when it comes to prepping homes.
Your hidden problems
As discussed in Step 3, you must disclose any major problems that won’t be obvious to potential buyers. A basement that floods every spring, a shower that backs up when someone flushes the toilet, unsafe wiring… let your REALTOR® know everything and discuss your options. Denying problems now will lead to a much bigger problem later, often in the form of a lawsuit. People love honesty and many buyers are happy to fix a problem if your home’s price is adjusted fairly.
TAKEN FROM HOWREALTORSHELP.CA
Posted by Ernie Arrizza on January 29, 2010
Step 5: Add a lawyer to your team
Similar to when you bought your home, it’s essential to have a lawyer handle all the various legal documents that change hands.
You’ve probably already worked with a real estate lawyer
The most logical candidate is the lawyer you hired when you bought your home. They’re already familiar with the property and may have even prepared the purchase documents. If you were satisfied with their work and fees, look no further.
Other ways to find a lawyer
Ask the people you trust like friends, family or business associates if they know a lawyer with substantial real estate experience. REALTORS® can give you the names of several lawyers, but can’t legally recommend a single one. Before you agree to a lawyer, make sure they’re experienced in real estate, ask how they structure their fees, and get an estimate of the other legal costs you can expect.
How your lawyer will help with the sale
Your lawyer will review important documents that require your signature. The most critical of these is the “offer” submitted by the buyer. You want to know exactly what you are agreeing to before you sign any offer. You will be legally committed to anything you sign, so it’s essential to make sure you’re protected.
taken from Howrealtorshelp.ca
10 steps to selling your home: Step 4: Determine your home’s asking price
Lots of people out there want to buy your home. The right asking price will attract buyers’ attention, and pay you a maximum return.
You don’t want to set your price too low or too high
- Setting too low a price means you could miss out on thousands of dollars that some buyer would have paid.
- Setting too high a price can scare away willing buyers and leave your home on the market for too long. When you lower the price, people may assume you are under pressure to sell, and lower their offers even further.
Your goal is fair market value
“Market Value” is a term that simply means the maximum amount of money that interested buyers are willing to pay for your property. Remember, buyers comparison shop, especially for something as expensive as a home.
REALTORS® know the general factors affecting your market
Maybe larger families are moving into your neighbourhood. This trend will make homes with three or more bedrooms and large yards more appealing than two bedroom bungalows. Perhaps a large employer is opening a plant nearby, which will increase demand for housing in general. How are interest rates affecting people’s willingness to take out big mortgages? Do people feel confident about their financial futures? You can ask your REALTOR® these questions and, more importantly, how they affect the price of your home.
REALTORS® then calculate your home’s value within your market
After accounting for general market influences, your REALTOR® can get very specific about your home, and perform what is called a “Comparative Market Analysis” (CMA). Using the extensive background information available to REALTORS® through a real estate Board’s MLS® System, they will compare your home to a collection of similar homes that have recently been sold in your area. No two homes are the same, but REALTORS® are very good at adjusting their calculations according to the differences. Your REALTOR®’S suggested asking price is thoroughly researched, and designed to maximize attention and profit for your home. You can feel confident trusting their opinion.
Yes, first impressions matter
It’s nearly impossible to replace the initial flurry of interest and activity a new listing will generate. REALTORS® in your area will want to see your home right away and tell their buyers all about it. Be sure you’re priced and poised to capitalize on this first wave of excitement
taken from howrealtorshelp.ca