Choosing a Contractor is so hard. Do you get a contractor from the newspaper, do you go to your local hardware store and ask for a referral. Do you use the contractor that shows up at your door. The best thing to do is get someone who is referred. Then go to a job site that the contractor is working on, and talk to the owners of the home. Then ask for another reference and talk to them.
Even with doing your own due diligence, your contractor might behave differently in your situation, here are some signs to watch out for.
1. He shows up late for the first appointment, or changes the appointment a few times.
2. He is asking for a larger than normal amount of deposit. Never give more than 50% before the job starts, and of course make sure you have a contract.
3. He wants you to pay cash. This is bad if you do not know the contractor personally. There is no proof that you paid anything at all and he could run away with your money. (more…)
When you are buying a house, you need certain documents to be ready for your mortgage broker and Real Estate Agent. Here is some of the documents which you should get ready before hand.
1. Notice of Assessment/T4: Your income statement is very important when getting a final approval from your bank or Mortgage broker. You will also need pay stubs from your current job. You will need this from the beginning.
2. Deed to the house: You need to make sure who is on title. Make sure there are no ex-wives or siblings on the title.
3. ID: You must fill out fintrac forms which show that you are not a terrorist. I’ll leave it at that. (more…)
One thing that my clients always complain about when we are looking for a house is bad pictures. I tell my clients that there is nothing I can do and sometimes I try to call the agent in the hopes that they might have some more pictures. They never have any more. Its hard to believe in this iPhone and smart device age that an agent cannot take more than one picture of the outside of the house. Here is why agents do not take more than one picture if you are wondering.
1. You have a discount agent: If you pay your agent nothing then you will get nothing. You cannot expect work from your agent if you don’t pay them. You get what you pay for in this life. That motto is true in most cases.
1. Aerate your lawn.
If you’re like most people, your lawn is the highest use area of your landscaping, especially if you have kids or pets. This means that over time the soil beneath your grass can become very compacted. Even the weekly chore of mowing your lawn can cause soil compaction.
Compacted soil results in problems with air circulation, water drainage, and nutrient absorption. Additionally, beneficial soil organisms such as earth worms can’t establish in hard, compacted soil.
If you want to really green up your grass and make your turf healthier and more beautiful, you should regularly aerate your lawn. Lawn aeration simply means punching holes throughout your lawn to about 3 inches deep.