It is true that renting a place these days are harder than getting a mortgage. The reason being, if you don’t pay your mortgage, its 3 months and they foreclose on your property and take it from you. If you don’t pay your rent for three months..well it gets complicated. 

So that being the case, landlords are increasingly getting pickier and picker on who they rent their investments to. The ideal renter, has money, has a good paying job with history and has a good credit score of over 700 with good references. In a perfect world this is what every landlord wants. 
When you rent a place, most landlords want 2 pay stubs, T4, NOA, references, and of course a credit check. Some landlords will not deviate from this, and if you don’t have it, don’t bother, its just what they’ve been taught in landlord school. I’m here to tell landlords and tenants, it doesn’t matter how good credit is, I’ve seen great credit people fail and be horrible tenants. 
Not everybody has credit for one reason or another. There are many instances where there is no credit due to being an immigrant, on a workers visa, student from another country or here. Here are a few ways to get into a rental without a credit check. 

1. Letter of Recommendation:

If you are here studying or working, get a letter of recommendation from your professor, student liaison, or boss. This will make you look reliable in the eyes of the landlord. 

2. Offer a couple months extra:

I wouldn’t recommend paying the whole year but paying a few extra months would help a lot to calm the nerves of a landlord worried that you are not going to pay. Make sure that extra payment is documented with chq’s and in an agreement.

3. Scholarship information:

Show the landlord that you have a scholarship and that there is an allotment for rent is a good way to prove you have money coming in for the rent. 

4. Co-Signer:

This is obvious if you don’t have credit and may be the only alternative if the landlord doesn’t accept the other proposals above. 

5. Increase in Rent:

Offer them a bit more than the asking price is a good motivator to get you in there, hey a few hundred bucks extra maybe worth the headaches perceived for some landlords. 
Be Honest and Speak to the landlord. Sometimes putting a face to the application is enough to get a landlord to accept you as an applicant. When a landlord receives an application, its easy on paper to say no to someone, but when you speak to the landlord, and make a case for them to rent the place out to you then it may give you a chance. 



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